[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.konjunktura.cz\/skvela-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.konjunktura.cz\/skvela-hypoteka\/","headline":"Skv\u011bl\u00e1 hypot\u00e9ka","name":"Skv\u011bl\u00e1 hypot\u00e9ka","description":"Nebankovn\u00ed hypot\u00e9ky jsou mezi lidmi velmi obl\u00edben\u00e9. A to z n\u011bkolika d\u016fvod\u016f. Tak nap\u0159\u00edklad jako prvn\u00ed d\u016fvod mohu uv\u00e9st to, \u017ee jsou velmi lehce k…","datePublished":"2022-04-27","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.konjunktura.cz\/author\/#Person","name":"","url":"https:\/\/www.konjunktura.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"konjunktura.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.konjunktura.cz\/wp-content\/uploads\/kindergarten-g7522ed4ad_640_1.jpg","url":"https:\/\/www.konjunktura.cz\/wp-content\/uploads\/kindergarten-g7522ed4ad_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.konjunktura.cz\/skvela-hypoteka\/","about":["Ekonomika"],"wordCount":428,"articleBody":"      Nebankovn\u00ed hypot\u00e9ky jsou mezi lidmi velmi obl\u00edben\u00e9. A to z n\u011bkolika d\u016fvod\u016f. Tak nap\u0159\u00edklad jako prvn\u00ed d\u016fvod mohu uv\u00e9st to, \u017ee jsou velmi lehce k dost\u00e1n\u00ed a taky fakt, \u017ee jejich \u00farok nen\u00ed tak hrozn\u00fd a vysok\u00fd, \u017ee by n\u011bkoho zruinoval. V\u00edte, v dne\u0161n\u00ed dob\u011b jsou \u00faroky hodn\u011b \u0161\u00edlen\u00e9. N\u011bkdy si \u0159\u00edk\u00e1m, jestli v\u016fbec vid\u00edm nebo \u010dtu spr\u00e1vn\u011b, kdy\u017e n\u011bkde vid\u00edm \u00farok t\u0159eba deset procent! Podle m\u011b je to opravdu moc a mysl\u00edm, \u017ee si to pak dovol\u00ed jen m\u00e1lokdo. J\u00e1 jsem s t\u00edm toti\u017e m\u011bla probl\u00e9m, ne\u017e jsem objevila skv\u011blou nebankovn\u00ed hypot\u00e9ku. Je\u0161t\u011b p\u0159ed deseti lety jsem \u017eila s rodi\u010di. Necht\u011bla jsem toti\u017e \u017e\u00edt v n\u00e1jmu, tak jsem mamince \u0159ekla, \u017ee budu bydlet s nimi a z\u00e1rove\u0148 si u toho budu \u0161et\u0159it, abych si pak \u010dasem vzala hypot\u00e9ku a \u017eila ve sv\u00e9m. V\u00edte, je velk\u00fd rozd\u00edl spl\u00e1cet hypot\u00e9ku t\u0159eba \u010dty\u0159icet let, ne\u017e kdy\u017e plat\u00edte t\u0159eba n\u00e1jem po cel\u00fd \u017eivot. A to m\u016f\u017ee b\u00fdt i \u0161edes\u00e1t let. Tak\u017ee co se nakonec vyplat\u00ed?Samoz\u0159ejm\u011b, \u017ee si na\u0161et\u0159it n\u011bjak\u00e9 pen\u00edze a pak si \u010dasem vz\u00edt hypot\u00e9ku. Sice v\u00edm, \u017ee v dne\u0161n\u00ed dob\u011b je to docela t\u011b\u017ek\u00e9 sehnat n\u011bjakou kvalitn\u00ed a levnou hypot\u00e9ku, ale kdo chce \u017e\u00edt ve sv\u00e9m a b\u00fdt sv\u00fdm vlastn\u00edm p\u00e1nem, tak se mus\u00ed sna\u017eit a hledat. A zkou\u0161eli jste t\u0159eba i nebankovn\u00ed hypot\u00e9ku? J\u00e1 ji pr\u00e1v\u011b m\u00e1m a jsem s n\u00ed nadm\u00edru spokojen\u00e1. Na\u0161et\u0159eno jsem m\u011bla asi dvacet procent celkov\u00e9 \u010d\u00e1stky domu, kterou jsem cht\u011bla. A byla jsem velmi r\u00e1da, kdy\u017e jsem potom po roce na nebankovn\u00ed hypot\u00e9ku dos\u00e1hla. Mus\u00edm \u0159\u00edct, \u017ee jsem tomu ani nev\u011b\u0159ila, \u017ee nebankovn\u00ed hypot\u00e9ku dostanu. V\u00edte, v\u0161ichni doma m\u011b od toho jen odrazovali, \u017ee se to nevyplat\u00ed a \u017ee se zbyte\u010dn\u011b zadlu\u017e\u00edm. Ano, zadlu\u017e\u00edm se, ale vyplat\u00ed se to. Tady m\u00e1m pak jistotu, \u017ee m\u016fj d\u016fm \u010di byt d\u00edky nebankovn\u00ed hypot\u00e9ce budou d\u011bdit moje d\u011bti. Takhle zanech\u00e1m n\u011bjak\u00e9 d\u011bdictv\u00ed. A zaj\u00edm\u00e1 v\u00e1s nebankovn\u00ed hypot\u00e9ka? Koukn\u011bte na na\u0161e webov\u00e9 str\u00e1nky a tam se dozv\u00edte v\u00edce informac\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Skv\u011bl\u00e1 hypot\u00e9ka","item":"https:\/\/www.konjunktura.cz\/skvela-hypoteka\/#breadcrumbitem"}]}]