[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.konjunktura.cz\/nekdy-pomuze-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.konjunktura.cz\/nekdy-pomuze-pujcka\/","headline":"N\u011bkdy pom\u016f\u017ee p\u016fj\u010dka","name":"N\u011bkdy pom\u016f\u017ee p\u016fj\u010dka","description":"Pro zaji\u0161t\u011bn\u00ed si dostatku pen\u011bz jsme my lid\u00e9 schopni a ochotni ud\u011blat ledacos. A nemus\u00edme dlouze uva\u017eovat o tom, pro\u010d tomu tak je. V\u0161ichni p\u0159ece…","datePublished":"2025-07-11","dateModified":"2025-07-11","author":{"@type":"Person","@id":"https:\/\/www.konjunktura.cz\/author\/#Person","name":"","url":"https:\/\/www.konjunktura.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"konjunktura.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.konjunktura.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_6.jpg","url":"https:\/\/www.konjunktura.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.konjunktura.cz\/nekdy-pomuze-pujcka\/","about":["Ekonomika"],"wordCount":441,"articleBody":"        Pro zaji\u0161t\u011bn\u00ed si dostatku pen\u011bz jsme my lid\u00e9 schopni a ochotni ud\u011blat ledacos. A nemus\u00edme dlouze uva\u017eovat o tom, pro\u010d tomu tak je. V\u0161ichni p\u0159ece v\u00edme, \u017ee pen\u00edze pot\u0159ebujeme k nakupov\u00e1n\u00ed a placen\u00ed \u00fa\u010dt\u016f. A kdybychom nenakupovali a neplatili za to vyu\u017eit\u00e9, nic bychom nem\u011bli a \u0161patn\u011b by to s n\u00e1mi dopadlo. Pen\u00edze tedy sh\u00e1n\u00edme. Ale to je\u0161t\u011b neznamen\u00e1, \u017ee jich tak\u00e9 nakonec dost m\u00e1me. M\u00e1me jenom to, co si vyd\u011bl\u00e1me, nebo to, co n\u00e1m d\u00e1 st\u00e1tn\u00ed soci\u00e1ln\u00ed syst\u00e9m. Nic v\u00edc. Proto\u017ee si pen\u00edze nem\u016f\u017eeme tisknout a nem\u011bli bychom si je zaji\u0161\u0165ovat ani n\u011bjakou nez\u00e1konnou \u010dinnost\u00ed. A kdy\u017e je pen\u011bz, kter\u00e9 m\u00e1me, m\u00e1lo? Kdy\u017e n\u00e1m tyto nesta\u010d\u00ed na v\u0161echno, co bychom jimi m\u011bli zaplatit? Pak mus\u00edme naj\u00edt zp\u016fsob, jak se dostat k dal\u0161\u00edm finan\u010dn\u00edm prost\u0159edk\u016fm. A t\u00edm nejpravd\u011bpodobn\u011bj\u0161\u00edm \u0159e\u0161en\u00edm je p\u016fj\u010dka, proto\u017ee na n\u011bjakou v\u00fdhru v loterii bych na va\u0161em m\u00edst\u011b rozhodn\u011b nes\u00e1zel, tam je \u0161ance na \u00fasp\u011bch miziv\u00e1 a sp\u00ed\u0161e byste pros\u00e1zeli i to posledn\u00ed, co je\u0161t\u011b m\u00e1te. Tak\u017ee my lid\u00e9 n\u011bkdy projevujeme z\u00e1jem o p\u016fj\u010dky. Kter\u00e9 sice dostaneme jenom na n\u011bjakou dobu, po jej\u00edm\u017e uplynut\u00ed je mus\u00edme spl\u00e1cet, a nav\u00edc se tu po n\u00e1s b\u011b\u017en\u011b vy\u017eaduj\u00ed i \u00faroky a jin\u00e9 poplatky, ale i to m\u016f\u017ee p\u0159ij\u00edt vhod. Samoz\u0159ejm\u011b tehdy, kdy\u017e v\u00edme, \u017ee nyn\u00ed postr\u00e1dan\u00e9 pen\u00edze vyu\u017eijeme a pozd\u011bji nebudeme m\u00edt s jejich vracen\u00edm probl\u00e9my.A kterou p\u016fj\u010dku byste si m\u011bli vybrat? Pochopiteln\u011b rad\u011bji ne jakoukoliv. Sice byste si mohli nam\u00e1tkou vybrat p\u016fj\u010dku, kter\u00e1 by se v\u00e1m vyplatila, ale nemuselo by tomu tak b\u00fdt. A tak rad\u011bji dvakr\u00e1t m\u011b\u0159te a jednou \u0159e\u017ete. A vezm\u011bte si t\u0159eba nebankovn\u00ed hypot\u00e9ku, pokud je tato pr\u00e1v\u011b pro v\u00e1s ide\u00e1ln\u00ed volbou. Co je na takov\u00e9 nebankovn\u00ed hypot\u00e9ce dobr\u00e9? Hlavn\u011b to, \u017ee se hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu https:\/\/www.hypotekybezregistru.cz\/ obejde i bez p\u0159ehnan\u011b d\u016fkladn\u00e9ho prov\u011b\u0159ov\u00e1n\u00ed \u017eadatel\u016f. A pom\u016f\u017ee se tu ka\u017ed\u00e9mu, kdo je ochoten a schopen ru\u010dit za vr\u00e1cen\u00ed vyp\u016fj\u010den\u00fdch pen\u011bz nemovitost\u00ed.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u016f\u017ee p\u016fj\u010dka","item":"https:\/\/www.konjunktura.cz\/nekdy-pomuze-pujcka\/#breadcrumbitem"}]}]