[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.konjunktura.cz\/jak-si-vhodne-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.konjunktura.cz\/jak-si-vhodne-pujcit\/","headline":"Jak si vhodn\u011b p\u016fj\u010dit?","name":"Jak si vhodn\u011b p\u016fj\u010dit?","description":"Lid\u00e9 u\u017e d\u00e1vno ne\u017eij\u00ed jenom d\u00edky tomu, co jim zrovna poskytne p\u0159\u00edroda. Nejed\u00ed jenom to, co si ulov\u00ed nebo n\u011bkde sklid\u00ed \u010di posb\u00edraj\u00ed, neobl\u00e9kaj\u00ed se…","datePublished":"2021-06-21","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.konjunktura.cz\/author\/#Person","name":"","url":"https:\/\/www.konjunktura.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"konjunktura.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.konjunktura.cz\/wp-content\/uploads\/vyrovnan%C3%A9%20mince_4.jpg","url":"https:\/\/www.konjunktura.cz\/wp-content\/uploads\/vyrovnan%C3%A9%20mince_4.jpg","height":0,"width":0},"url":"https:\/\/www.konjunktura.cz\/jak-si-vhodne-pujcit\/","about":["Ekonomika"],"wordCount":426,"articleBody":"     Lid\u00e9 u\u017e d\u00e1vno ne\u017eij\u00ed jenom d\u00edky tomu, co jim zrovna poskytne p\u0159\u00edroda. Nejed\u00ed jenom to, co si ulov\u00ed nebo n\u011bkde sklid\u00ed \u010di posb\u00edraj\u00ed, neobl\u00e9kaj\u00ed se do pazourkem opracovan\u00fdch ko\u017ee\u0161in jimi uloven\u00fdch zv\u00ed\u0159at a podobn\u011b. Dne\u0161n\u00ed lid\u00e9 u\u017e si to, co k \u017eivotu pot\u0159ebuj\u00ed, kupuj\u00ed. A nejde to ani jinak, proto\u017ee s t\u00edm, co n\u00e1m p\u0159\u00edroda je\u0161t\u011b poskytuje, bychom vesm\u011bs nep\u0159e\u017eili.Zd\u00e1lo by se, \u017ee je existence takov\u00e9ho obchodov\u00e1n\u00ed dobr\u00e1 v\u011bc. \u010clov\u011bk prost\u011b zam\u00ed\u0159\u00ed tam, kde se mu nab\u00edz\u00ed to, co pot\u0159ebuje, a tam sta\u010d\u00ed jenom takovou v\u011bc vz\u00edt a zaplatit za ni. P\u0159\u00edpadn\u011b sta\u010d\u00ed zaplatit a nechat si poskytnout pot\u0159ebnou \u010di \u017e\u00e1danou slu\u017ebu.Jen\u017ee dokonalost takov\u00e9ho \u0159e\u0161en\u00ed je \u00fam\u011brn\u00e1 tomu, kolik m\u00e1 \u010dlov\u011bk toho, \u010demu se \u0159\u00edk\u00e1 pen\u00edze. Ten, kdo je finan\u010dn\u011b zaopat\u0159en\u00fd, si vskutku nem\u00e1 na co st\u011b\u017eovat. Ale co ten, kdo pen\u011bzi pr\u00e1v\u011b neopl\u00fdv\u00e1, ba kdo je dost mo\u017en\u00e1 chud\u00fd jako ta pov\u011bstn\u00e1 kosteln\u00ed my\u0161? Ten u\u017e si mo\u017enost nakupov\u00e1n\u00ed zase a\u017e tak moc chv\u00e1lit nem\u016f\u017ee.Jen\u017ee i ten mus\u00ed nakupovat, ani ten se aspo\u0148 bez minima v\u011bc\u00ed neobejde. A kdy\u017e u\u017e mu pen\u00edze skute\u010dn\u011b nesta\u010d\u00ed, mus\u00ed \u0159e\u0161it do\u010dasn\u00fd nedostatek financ\u00ed t\u0159eba aspo\u0148 t\u00edm, \u017ee si vezme p\u016fj\u010dku.Ov\u0161em obracet se na banku zrovna v dob\u011b, kdy je na tom \u010dlov\u011bk finan\u010dn\u011b nedob\u0159e, nem\u00e1 moc smysl. Doty\u010dn\u00e9mu toti\u017e vesm\u011bs jenom \u0159eknou, \u017ee nen\u00ed bonitn\u00ed, a proto mu p\u016fj\u010dit nemohou. \u010ci p\u0159esn\u011bji \u0159e\u010deno necht\u011bj\u00ed.Ov\u0161em ne v\u0161ude to dopad\u00e1 pr\u00e1v\u011b takto. Nap\u0159\u00edklad takov\u00e1 hypot\u00e9ka po insolvenci je dostupn\u00e1 i t\u011bm, kte\u0159\u00ed z pohledu bank nejsou \u017e\u00e1dn\u00e9 p\u016fj\u010dky hodni. Tady se toti\u017e \u010dlov\u011bk zaru\u010duje za n\u00e1le\u017eit\u00e9 spl\u00e1cen\u00ed d\u00e1n\u00edm nemovitosti do z\u00e1stavy, a d\u00edky tomu se mu daj\u00ed odpustit jin\u00e9 nedostatky, je\u017e jsou v bank\u00e1ch nesporn\u011b kontraproduktivn\u00ed. Tady nemus\u00ed vadit ani vcelku n\u00edzk\u00e9 p\u0159\u00edjmy \u017eadatele, tady se neberou nijak v\u00e1\u017en\u011b ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, ba t\u0159eba ani hroz\u00edc\u00ed exekuce. A \u010dlov\u011bku tu p\u016fj\u010d\u00ed klidn\u011b i hodn\u011b pen\u011bz, a to natolik v\u00fdhodn\u011b, \u017ee by byl h\u0159\u00edch toho nevyu\u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si vhodn\u011b p\u016fj\u010dit?","item":"https:\/\/www.konjunktura.cz\/jak-si-vhodne-pujcit\/#breadcrumbitem"}]}]